The Direct balance of payments declaration message (BOPDIR) can be sent by non-bank residents to report directly to the Balance of Payments (BOP) compiler on: transactions via bank accounts held at a resident bank; transactions via bank accounts held at a non-resident bank; transactions and clearing via accounts with non-bank non-residents; foreign assets and liabilities; information in the context of a BOP-related survey (stock and flows); for those countries which base their compilation of the Balance of Payments on surveys.